Support for refinancing operations
In refinancing operations, industrial valuation determines the value of the assets pledged as collateral.
In this type of work, the value of the collateral is determined when the debtor or a third party pledges a specific part of its assets to guarantee the fulfilment of the contractual obligation. In the case of this service, specific assets, such as machinery and production lines, are used as collateral.
In general, the presentation of assets as collateral requires a more comprehensive description of the assets than for other types of valuations.
The calculated value of the assets is their fair value. In some rare cases, an estimate of the liquidation value may be required in a hypothetical scenario of cessation of activity and/or quick sale of the asset.
The types of assets covered by this service range from complex installations or medium-large production plants (refinancing operations for large companies) to small machinery for workshops and self-employed businesses (debt deferral with public entities: AEAT (Tax Authorities) and TGSS (Social Security Department)).
